Our Belief

At the end of the day, the only things that matter are not actually things At the end of the day, the only things that matter are not actually things

We believe in our clients

We believe that equal access to life insurance is a human right. We believe in the importance of giving people diagnosed with HIV or diabetes a fair go so we built a specialty pre-assessment service for them, their friends and supporters 

We celebrate diversity and serve both the straight and LGBT communities without regard for sexuality, gender, race or religion.

We believe people diagnosed with HIV matter

We are working hard to help bridge the gap in service, advice and professional resources the positive community has suffered. We feel the pain of our serodiscordant clients when one member is able to protect and provide for their partner with standard life Insurance, whilst the other, up until now, has often felt disempowered by not having equal access to the same resources.

We believe seroconcordant couples matter equally

We understand that our seroconcordant clients have often felt further marginalised by the prospect of discussing such important health issues with an unknown financial adviser while trying to navigate the complex and confusing life insurance system.

This is further compounded by wondering if the adviser would be able to assist at claims time in circumstances perhaps foreign to typical the adviser. These types of obstacles have meant that many of these important discussions have often been avoided along with establishing a life insurance policy.

We believe people diagnosed with diabetes matter

If you're living with diabetes or caring for someone who lives with diabetes, you are not alone. Diabetes is unlike other diseases, like cholesterol and hypertension, where often medication alone can successfully treat it. Diabetes requires a considerable chnage to daily life.

Learning to control this condition and monitor its fluctuations enables may people diagnosed with diabetes to live long and productive lives.

They all have plans, dreams, families and responsibilities like the rest of us

They also are at an increased risk of heart disease and stroke due to raised blood glucose levels. If they suffer a sickness or injury, their ability to bounce back to good health can be quickly compromised due to medical complications outside their day to day control.

This means their insuring their lives and their ability to 'continue to earn an income', is a strong financial decision that can become part of the lifestyle strategy to manage their condition and its effects on their family and financial stability.

  • For the single person diagnosed with diabetes, insuring your income earning ability is even more critical so that you can own the peace of mind that an insurance safety net can bring if, because of an accident, life doesn't happen like it was supposed to.

We believe that all Australians deserve a fair go

UnUnusal Risks Insured seeks to ensure positive people and their families have access to the very best professional insurance advice available, have access to advisers who understand the key challenges that positive people face, and advisers who are able to compassionately and skillfully care for their clients and families at claim time.

We believe that everyone has the responsibility to plan for their future, to protect and provide for their loved ones and to have the opportunity to feel safe and empowered; so they can live a truly unusual life.

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