We understand that
today's modern families
can be biological or logical

Modern Family Insurance

Partners, friends & family are welcomed and included in our services - so no one misses out Partners, friends & family are welcomed and included in our services - so no one misses out

We understand that today's modern families can be biological or logical

They can include:

same-sex couples
same-sex parents
step-families
one-parent families
extended families
blended families
families with carers
people living apart together (LAT) and even
the traditional mum and dad with kids

For someone living with pre-existing medical conditions like HIV or diabetes, a family can even be a network of close friends.

Whoever is family to you, we believe that no one should miss out.

No one should miss out

While our online pre-assessment is designed for people with well-managed HIV or diabetes, we understand that you might be here at our website because of different reasons too.

If you're HIV negative or non-diabetic

  • you're HIV negative and have a partner, friend or relative who is HIV positive
  • you're non-diabetic and have a partner, friend or relative who is a diabetic,

whoever you are, we'd love to work with you too.

How can we help you?

We find that generally people want to be responsible. When given the opportunity and the tools they rise to any challenge and actively look for ways to help protect and provide for their loved ones.

The information you find on this website will give you a good understanding of the life insurance and related products and services available for people with pre-existing medical conditions.

Whoever is your family, biological or logical, we believe that no one should miss out.
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