Unusualrisks.com.au
Helping people with well managed HIV and other complex health conditions get their life insurances sorted
We're the experts in helping Australian's
with complex health conditions or
hard to insure occupations
get their life insurances sorted.
We've helped establish over $42,000,000
of life insurances for Australians living with HIV, Diabetes and other hard to insure health conditions.
We help protect over $3,800,000 of annual incomes, bringing equality to personal insurance
with every new client.
Take Our Anonymous Online Pre‑assessment
Find out in 60 seconds if your personal situation is one we can work with.
Wherever you are on your life journey
When it comes to the LGBTI community, there's really no such thing as average; there's just way too much diversity among us for that.
That said, we've found three different life stages are shared by many.
If you're Single, Partnered or Parenting, we can help you better understand your options and help you make some fabulous decisions.
Whatever your situation, we can help you
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Read more...Single
Age is no indicator of relationship status or financial responsibility.
- You can be young and starting out or older and established; and both enjoying living the single life.
- You might be single, single again, sometimes single, single with kids, single with pets or perhaps something a little more complicated.
When it comes to being single in the LGBTI community, there's really no such thing as average.
And it's your single life, so live it your way.
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Read more...Partnered
Sharing life and love with someone can be twice as exciting.
- You might be partnered, partnered with pets, officially de facto, officially married (yay!), splitting expenses but sharing life, or joining incomes and combining financial lives too.
- You might be together but living apart, working towards a future with kids, thinking about fostering, adopting, IVF or surrogacy; or perhaps something a little more complicated.
When it comes to being partnered in the LGBTI community, there's really no such thing as average.
There's no right or wrong way to live a purposeful life, just what works for you both.
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Read more...Parenting
For today's LBGTI families, there are no accidental families.
- You might be parenting and single with kids, parenting solo with kids, parenting and partnered with kids, (yours, theirs and ours), dual parents with kids, co-parents, foster parents, adoptive parents, or even adoptive parents of kids with additional needs (just beautiful!).
- You might be a lesbian co-parenting couple or super involved Guncles or Aunties. You might not even identify with the broader LGBTI community but find yourself a parent in a same-sex relationship, or perhaps something a little more complicated.
When it comes to parenting in the LGBTI community, there's really no such thing as average.
However you're doing it, Love makes a family.
We Can Help You With
Speciality Insurance Strategy & Advise
Watch Our Explainer Videos
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Straight and living with HIV?
Straight and living with HIV? It's becoming more common than you'd think
The typical straight guy (or girl) next door who's just living with a chronic health condition called HIV is increasing
HIV is not a top of mind conversation starter for most straight guys and girls so many straight people believe HIV is not a health issue for the straight community; but they’d be very mistaken.
- In Western Australia during 2020, more straight men were diagnosed with HIV than gay men.
- Despite new HIV numbers declining nationally for more than a decade, the number of straight men contracting the sexually transmitted HIV virus is on the rise.
Happy Sydney Mardi Gras 2021!
Happy Mardi Gras!
To all our clients, friends and supporters - have a fabulous time celebrating you!
We're committed to serving the LGBTI Community and its Allies, and we're here for you, all year round. Happy Mardi Gras!
Read more
